Bachelor of Science degree granted in 1964 from University of Massachusetts, Amherst. Four years in the US Army in Germany, serving in Military Intelligence, Counter Espionage, and one year with the Department of State ans Assistant State Liaison Officer to the State of Baden-Wuertemberg. MBA graduate degree bestowed in 1970 at UMass with concentration in Finance. Worked 19 years in commercial and international banking with a major Boston regional bank, including Manager and Division Head of International Banking and Trade Finance. Spent eleven years as owner/operator of a manufacturing company in Sarasota, three years with a local business brokerage firm, then ten years as owner/operator of a B2B bulk mail marketing service in Bradenton, FL which was sold 2010, at which time he joined Sinclair Business Brokers.